Maryland Mortgage Loans

Explaining Today’s Low Housing Supply [INFOGRAPHIC] Wondering why the supply of homes for sale is limited today? There are a few factors at play. Lack of building over time, the mortgage rate lock-in effect, and people staying in their houses longer are three of the main reasons why supply is low. But real estate agents know exactly where to look and what to do to make your dream a reality. DM me so you have an expert on your side to help you successfully navigate the market and find your next home. #realestate #homeownership #homebuying www.DanFreshley.com http://dlvr.it/Swpgf2

Explaining Today’s Low Housing Supply [INFOGRAPHIC] Wondering why the supply of homes for sale is limited today? There are a few factors at play. Lack of building over time, the mortgage rate lock-in effect, and people staying in their houses longer are three of the main reasons why supply is low. But real estate agents know exactly where to look and what to do to make your dream a reality. DM me so you have an expert on your side to help you successfully navigate the market and find your next home. #realestate #homeownership #homebuying www.DanFreshley.com http://dlvr.it/SwpgLs

Shutdown or no shutdown, the National Park Service’s Fat Bear Week is approaching, focused on how these behemoths tip the scale. Here’s your tip of the day: Having books in your Zoom background makes you seem more trustworthy. What if one of them is “The Complete Idiot’s Guide to Mortgages”? Maybe put some gold bars on the shelf instead? You can buy them now at Costco. Owning a home is a great way to build wealth, although mortgage rates are at 23-year high and mortgage applications have fallen 27 percent year-over-year… is your staffing down 27 percent from a year ago? (I know that’s simplistic, but…) At least you’re not Tanner Winterhof whom the Federal Reserve issued an enforcement action on for falsification of bank documents. On the more constructive side of things, originators and others can learn about special-purpose credit programs (set out unique standards and benefits to make loan qualification easier for people who are from underserved populations) in today’s Mortgage Colla

ICYMI: #ForSellers #SellingMyths Why Your House Didn’t Sell: If your listing expired and your house didn’t sell, you’re likely feeling a little frustrated. http://dlvr.it/SwjT5b /> http://dlvr.it/Swm6cZ

Wondering why the supply of homes for sale is limited today? http://dlvr.it/Swm60G

Why Your House Didn’t Sell If your listing expired and your house didn’t sell, you’re likely feeling a little frustrated. Not to mention, you're also probably wondering what went wrong. Here are three questions to think about as you figure out what to do next. Did You Limit Access to Your House? One of the biggest mistakes you can make when selling your house is restricting the days and times when potential buyers can tour it. ShowingTime advises: “. . . do your best to be as flexible as possible when granting access to your house for showings.” It’s simple. If no one’s able to look at it, how’s it going to sell? Did You Make Your House Stand Out? When selling your house, the old saying matters: you never get a second chance to make a first impression. Putting in the work to make the exterior of your home look nice is just as important as how you stage it inside. As an article from... #sellyourhouse #moveuphome #dreamhome www.DanFreshley.com http://dlvr.it/SwjqKk

#ForSellers #SellingMyths Why Your House Didn’t Sell: If your listing expired and your house didn’t sell, you’re likely feeling a little frustrated. http://dlvr.it/SwjT5b /> http://dlvr.it/SwjTlh

If your listing expired and your house didn’t sell, you’re likely feeling a little frustrated. http://dlvr.it/SwjT2y

You might remember the housing crash in 2008, even if you didn't own a home at the time. http://dlvr.it/Swfzrl

Don’t delay your plan to sell your house out of fear no one is buying - the facts tell a different story. According to the latest Showing Time Showing Index, buyer activity is still higher than it would be in more normal years, even with today’s mortgage rates. Let's chat about how we can get your home listed and in front of these enthusiastic buyers. #buyertraffic #housingdemand www.DanFreshley.com http://dlvr.it/SwXbKy

ICYMI: The mortgage pre-approval process is one of the most important steps you can take as a homebuyer. It helps you understand what you can borrow, and it shows sellers you’re serious about buying their home. If you want to make sure you really know your numbers and stand out from other buyers, connect with a lender to begin the process. #preapproval #mortgage www.DanFreshley.com http://dlvr.it/SwW6nw

How Your Home Equity Can Help with Affordability If you want to move, your equity can make a big difference right now. Let’s connect to see how much you have. #homeequity #allcashbuyer #moveuphome www.DanFreshley.com http://dlvr.it/SwW087

ICYMI: #ForBuyers #Infographics #FirstTimeHomeBuyers #MoveUpBuyers How Remote Work Helps with Your House Hunt [INFOGRAPHIC]: While remote work peaked during the pandemic, many people still work from home today. http://dlvr.it/SwSdpB http://dlvr.it/SwVnTp

The mortgage pre-approval process is one of the most important steps you can take as a homebuyer. It helps you understand what you can borrow, and it shows sellers you’re serious about buying their home. If you want to make sure you really know your numbers and stand out from other buyers, connect with a lender to begin the process. #preapproval #mortgage www.DanFreshley.com http://dlvr.it/SwT8dV

Sometimes I send this Commentary out from some pretty nice places, sometimes not. Today comes from the tarmac at the Newark Airport, in Row 22, sitting next to some hairy guy who’s snoring and apparently went with the “Garlic Lover’s Pizza” last night. You can decide which category today fits in. “What do you call a small pepper in the autumn? A little chili.” Tomorrow is the fall equinox. Autumn? Autumnal? Different ways of saying similar things? Do you know the difference between a loan, a mortgage, a lien, a note, and a deed of trust? There are differences, just like there are differences in the reasons why people move. Unlike the convicted felon that I spent some time with yesterday, wanting a newer, better, or larger house or apartment has been the most common specific reason cited for moves over the past two years. That's followed by establishing one’s own household, evidenced by a change in marital status becoming a more common reason for moving in 2022 than in 2021. The per

ICYMI: Remote Work Is Changing How Some Buyers Search for Their Dream Homes The way Americans work has changed in recent years, and remote work is at the forefront of this shift. Experts say it’ll continue to be popular for years to come and project that 36.2 million Americans will be working remotely by 2025. To give you some perspective, that's a 417% increase compared to the pre-pandemic years when there were just 7 million remote workers. If you’re in the market to buy a home and you work remotely either full or part-time, this trend is a game-changer. It can help you overcome some of today’s affordability and housing inventory challenges. How Remote Work Helps with Affordability Remote or hybrid work allows you to change how you approach your home search. If you're thinking about moving, having this kind of location flexibility can boost your chances of finding a home that fits your budget. Work with your agent to cast a wider net that includes additional areas with

#ForBuyers #Infographics #FirstTimeHomeBuyers #MoveUpBuyers How Remote Work Helps with Your House Hunt [INFOGRAPHIC]: While remote work peaked during the pandemic, many people still work from home today. http://dlvr.it/SwSdpB http://dlvr.it/SwSfKK

ICYMI: #ForBuyers #FirstTimeHomeBuyers #Demographics #BuyingMyths The Many Non-Financial Benefits of Homeownership: Buying and owning your own home can have a big impact on your life. http://dlvr.it/SwQVzQ http://dlvr.it/SwSfB6

New ActiveCampaign campaign! http://dlvr.it/SwQs3j

Remote Work Is Changing How Some Buyers Search for Their Dream Homes The way Americans work has changed in recent years, and remote work is at the forefront of this shift. Experts say it’ll continue to be popular for years to come and project that 36.2 million Americans will be working remotely by 2025. To give you some perspective, that's a 417% increase compared to the pre-pandemic years when there were just 7 million remote workers. If you’re in the market to buy a home and you work remotely either full or part-time, this trend is a game-changer. It can help you overcome some of today’s affordability and housing inventory challenges. How Remote Work Helps with Affordability Remote or hybrid work allows you to change how you approach your home search. If you're thinking about moving, having this kind of location flexibility can boost your chances of finding a home that fits your budget... #firsttimehomebuyer #opportunity www.DanFreshley.com http://dlvr.it/SwQm0g

Remote Work Is Changing How Some Buyers Search for Their Dream Homes The way Americans work has changed in recent years, and remote work is at the forefront of this shift. Experts say it’ll continue to be popular for years to come and project that 36.2 million Americans will be working remotely by 2025. To give you some perspective, that's a 417% increase compared to the pre-pandemic years when there were just 7 million remote workers. If you’re in the market to buy a home and you work remotely either full or part-time, this trend is a game-changer. It can help you overcome some of today’s affordability and housing inventory challenges. How Remote Work Helps with Affordability Remote or hybrid work allows you to change how you approach your home search. If you're thinking about moving, having this kind of location flexibility can boost your chances of finding a home that fits your budget. Work with your agent to cast a wider net that includes additional areas with a lower

#ForBuyers #FirstTimeHomeBuyers #Demographics #BuyingMyths The Many Non-Financial Benefits of Homeownership: Buying and owning your own home can have a big impact on your life. http://dlvr.it/SwQVzQ http://dlvr.it/SwQWFC

Buying and owning your own home can have a big impact on your life. http://dlvr.it/SwQVzy

The way Americans work has changed in recent years, and remote work is at the forefront of this shift. http://dlvr.it/SwN8Hf

Are More Homes Coming onto the Market? http://dlvr.it/SwGxQm

An important factor shaping today’s market is the number of homes for sale. And, if you’re considering whether or not to list your house,... http://dlvr.it/SwGx3S

http://dlvr.it/SwGwPp

#ForSellers #HousingMarketUpdates #SellingMyths Are More Homes Coming onto the Market?: An important factor shaping today’s market is the number of homes for sale. http://dlvr.it/SwGPQK http://dlvr.it/SwGQ9k

An important factor shaping today’s market is the number of homes for sale. http://dlvr.it/SwGPQt

Reasons To Become a Homeowner Trying to decide if you should rent or buy a home? Consider these benefits that come with buying. Let’s connect to take the first steps on your homebuying journey. #keepingcurrentmatters #homeownership www.DanFreshley.com http://dlvr.it/SwDRxK

Plenty of Buyers Are Still Active Today [INFOGRAPHIC] Holding off on selling your house because you believe there aren’t any buyers out there? Data shows buyers are still active, even with higher mortgage rates. This goes to show, people still want to buy homes, and those who can are moving now. Don’t delay your plan to sell for fear no one is buying. The opposite is true and buyer traffic is still strong today. Let’s connect to get your house in front of these buyers. #sellyourhouse #moveuphome #dreamhome www.DanFreshley.com http://dlvr.it/SwBVr2

#ForBuyers #FirstTimeHomeBuyers #MoveUpBuyers #HousingMarketUpdates What Experts Project for Home Prices Over the Next 5 Years: If you're planning to buy a home, one thing to consider is what experts project home prices will do in the future and how that might affect your investment. http://dlvr.it/SvzWTj http://dlvr.it/SvzWst

If you're planning to buy a home, one thing to consider is what experts project home prices will do in the future and how that might affect your investment. http://dlvr.it/SvzWVB

Reaching retirement is a significant milestone in life, bringing with it a lot of change and new opportunities. http://dlvr.it/Svwqwt

Get Ready for Smaller, More Affordable Homes Have you been trying to buy a home, but higher mortgage rates and home prices are limiting your options? If so, here’s some good news, smaller, more affordable homes are on the way. In some ways, smaller homes are already here. When the pandemic hit, the meaning of home changed. People needed the space their home provided not only as a place to live, but as a place to work, go to school, exercise, and more. Those who had that space were more likely to keep it. And those that didn’t were in a position where they were trying to sell their smaller house to move up to a larger one. That meant the homes coming to the market during the pandemic were smaller than those on the market before the pandemic – and that trend continues today. Larger homes tend to come on the market during the summer months when households with children who are out of school are looking to move. That seasonality means, based on historical trends and the fact that fall

Get Ready for Smaller, More Affordable Homes Have you been trying to buy a home, but higher mortgage rates and home prices are limiting your options? If so, here’s some good news, smaller, more affordable homes are on the way. In some ways, smaller homes are already here. When the pandemic hit, the meaning of home changed. People needed the space their home provided not only as a place to live, but as a place to work, go to school, exercise, and more. Those who had that space were more likely to keep it. And those that didn’t were in a position where they were trying to sell their smaller house to move up to a larger one. That meant the homes coming to the market during the pandemic were smaller than those on the market before the pandemic – and that trend continues today. Larger homes tend to come on the market during the summer months when households with children who are out of... #realestate #homeownership #homebuying www.DanFreshley.com http://dlvr.it/Svv0dB

Home Price Forecasts Revised for 2023 [INFOGRAPHIC] Last year, some housing experts projected a decline in home prices by the end of 2023. But that didn’t happen – inventory was just too low. While it’s normal for experts to re-forecast throughout the year, the good news for 2023 is that prices are no longer projected to decrease. Let’s connect so you know what’s happening with home values in our local area. #realestate #homeownership #homebuying www.DanFreshley.com http://dlvr.it/Svs5rV

Home Price Forecasts Revised for 2023 [INFOGRAPHIC] Last year, some housing experts projected a decline in home prices by the end of 2023. But that didn’t happen – inventory was just too low. While it’s normal for experts to re-forecast throughout the year, the good news for 2023 is that prices are no longer projected to decrease. Let’s connect so you know what’s happening with home values in our local area. #realestate #homeownership #homebuying www.DanFreshley.com http://dlvr.it/Svs59h

Are you a seller who’s worried there aren’t any buyers out there? Data says it's just the opposite. The latest ShowingTime Showing Index (a measure of buyers touring homes) shows buyers are still more active than they were during the normal years in the housing market. Let's chat about how to get your home on the market and in front of these eager buyers. #buyertraffic #housingdemand www.DanFreshley.com http://dlvr.it/Svm2SZ

ICYMI: #InterestRates #HousingMarketUpdates Mortgage Rates: Past, Present, and Possible Future: If you’re hoping to buy a home this year, you’re probably paying close attention to mortgage rates. http://dlvr.it/SvhxB0 http://dlvr.it/SvlhC3

#ForBuyers #FirstTimeHomeBuyers #HousingMarketUpdates #BuyingMyths Get Ready for Smaller, More Affordable Homes: Have you been trying to buy a home, but higher mortgage rates and home prices are limiting your options? http://dlvr.it/Svlgdc http://dlvr.it/Svlh31

Have you been trying to buy a home, but higher mortgage rates and home prices are limiting your options? http://dlvr.it/SvlgfD

#InterestRates #HousingMarketUpdates Mortgage Rates: Past, Present, and Possible Future: If you’re hoping to buy a home this year, you’re probably paying close attention to mortgage rates. http://dlvr.it/SvhxB0 http://dlvr.it/Svhxb5

If you’re hoping to buy a home this year, you’re probably paying close attention to mortgage rates. http://dlvr.it/Svhx9d

ICYMI: #ForSellers #HousingMarketUpdates #SellingMyths Why It’s Still a Seller’s Market Today: Even though activity in the housing market has slowed from the frenzy that was the ‘unicorn’ years, it’s still a seller’s market because the supply of homes for sale is so low. http://dlvr.it/Svbmbv http://dlvr.it/SvfDf3

More unmarried couples are buying homes together. What to know before you do http://dlvr.it/SvcKny

ICYMI: Homeowners Have a Lot of Equity Right Now [INFOGRAPHIC] Your equity grows as you pay down your home loan and as home prices increase. With home prices rising again, your equity is getting an extra boost. Almost half of homeowners are equity rich because they have at least 50% equity in their homes. If you’ve been in your home for a while, you might have gained a considerable amount of equity, too. Want to find out how much equity you have? DM me for a Professional Equity Assessment Report (PEAR). #sellyourhouse #moveuphome #dreamhome www.DanFreshley.com http://dlvr.it/Svc72l

#ForSellers #HousingMarketUpdates #SellingMyths Why It’s Still a Seller’s Market Today: Even though activity in the housing market has slowed from the frenzy that was the ‘unicorn’ years, it’s still a seller’s market because the supply of homes for sale is so low. http://dlvr.it/Svbmbv http://dlvr.it/SvbnBX

Even though activity in the housing market has slowed from the frenzy that was the ‘unicorn’ years, it’s still a seller’s market because the supply of homes for sale is so low.  http://dlvr.it/Svbmcv

Homeowners Have a Lot of Equity Right Now [INFOGRAPHIC] Your equity grows as you pay down your home loan and as home prices increase. With home prices rising again, your equity is getting an extra boost. Almost half of homeowners are equity rich because they have at least 50% equity in their homes. If you’ve been in your home for a while, you might have gained a considerable amount of equity, too. Want to find out how much equity you have? DM me for a Professional Equity Assessment Report (PEAR). #sellyourhouse #moveuphome #dreamhome www.DanFreshley.com http://dlvr.it/SvYxBW

Homeowners Have a Lot of Equity Right Now [INFOGRAPHIC] Your equity grows as you pay down your home loan and as home prices increase. With home prices rising again, your equity is getting an extra boost. Almost half of homeowners are equity rich because they have at least 50% equity in their homes. If you’ve been in your home for a while, you might have gained a considerable amount of equity, too. Want to find out how much equity you have? DM me for a Professional Equity Assessment Report (PEAR). #sellyourhouse #moveuphome #dreamhome www.DanFreshley.com http://dlvr.it/SvYwzs

ICYMI: There’s a lot of negative headlines out there and they could leave you feeling a bit unsure about what’s actually happening in the housing market. Having the reliable expertise of a local real estate agent makes all the difference. Let's connect to make sure you have someone by your side who can help you figure out what’s true and what’s not and answer your burning questions. #hireapro #protips #expertanswers www.DanFreshley.com http://dlvr.it/SvXGgJ