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When I grow up, I want to own a place at the beach. It turns out that if I’m not too picky, and don’t mind being within a mile of the surf, I might be able to swing it. Here are the “Cheapest Places to Own a Place at the Beach in the U.S.” People living there had better pay their property taxes, but it’s no surprise that more than $14 billion in property taxes go unpaid each year, according to the National Tax Lien Association (who knew there was such a thing?!). Each year, the average American household spends, if they pay it, $2,690 on real-estate property taxes plus another $444 for residents of the 26 states with vehicle property taxes. WalletHub's 2023’s Property Taxes by State report reveals that Hawaii has the lowest real-estate tax, $700, while New Jersey is highest at $6,057. Twenty-six states levy some form of vehicle property tax. “Blue” states have 30 percent higher real-estate property taxes than “Red” states, averaging $2,991 versus averaging $2,297. (Today’s podcast can be found here and this week’s is sponsored by Lenders One, one of the largest mortgage co-ops in the country with a diverse mix of 250+ member companies and providers of an end-to-end solution independent mortgage professionals trust to drive profitability and growth. Listen to an interview with Flagstar Bank’s John Gibson on the third-party originator (TPO) space and tips for originators. Lender and Broker Products, Software, and Services What do dozens of decision-makers know that would lead them to invest in their origination technology in a market as tough as this one? What would you do if you knew the same? In Black Knight’s white paper, “Why Lenders Are Rethinking Their Tech Right Now,” lenders sound off on why a challenging mortgage environment is in fact the perfect time to re-evaluate your tech stack – and how to go about it. Learn the five key recommendations that 32 banks, credit unions and IMBs of various sizes have adopted to navigate a mortgage market in decline and see how your business can prepare for when borrowers return. Download your complimentary copy of the white paper here, and then schedule your talk with Black Knight to get started today.
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