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MSR Sales, Subservicing, Margin Mgt., PPE, HELOC, Pre-Approval Tools, Don't Ignore HMDA Requirements

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Home schooling is the goodest thing I ever did for my two kids. Hopefully, they both learned that an inverted yield curve doesn’t automatically create, or lead to, a recession. As we approach 2024, short term rates have been higher than long term rates since 2022, and when you think of the last 10 recessions eight of the last 10 were preceded by an inverted yield curve. But now the “experts” are saying that this yield curve inversion is due to artificial reasons, namely the U.S. Federal Reserve’s actions that shifted rates, rather than more natural factors. Time will tell, and no one can eliminate business cycles, so we may have a recession (and with it, lower rates) at some point. But for now, “The U.S. economy is becoming increasingly recession resistant. State, local, and federal government spending as a percentage of GDP has risen from 29 percent in 1962 to 35 percent today. Healthcare spending has risen from 5 percent of GDP in 1962 to 18 percent in 2021. Collectively they have ri

#ForBuyers #FirstTimeHomeBuyers #HousingMarketUpdates #Demographics Is Owning a Home Still the American Dream for Younger Buyers?: Everyone has their own idea of the American Dream, and it's different for each person. http://dlvr.it/SzWX80

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#ForBuyers #FirstTimeHomeBuyers #HousingMarketUpdates #Demographics Is Owning a Home Still the American Dream for Younger Buyers?: Everyone has their own idea of the American Dream, and it's different for each person. http://dlvr.it/SzWX80 /> http://dlvr.it/SzWXpK

Is Owning a Home Still the American Dream for Younger Buyers?

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Everyone has their own idea of the American Dream, and it's different for each person. http://dlvr.it/SzWXDL

Is Wall Street Buying Up All the Homes in America? If you’re thinking about buying a home, you may find yourself interested in the latest real estate headlines so you can have a pulse on all of the things that could impact your decision. If that’s the case, you’ve probably heard mention of investors, and wondered how they’re impacting the housing market right now. That could leave you asking yourself questions like: • How many homes do investors own? • Are institutional investors, like large Wall Street Firms, really buying up so many homes that the average person can’t find one? Let’s start with establishing how many single-family homes (SFHs) there are and what portion of those are rentals owned by investors. According to SFR Investor, which studies the single-family rental market in the United States, there are eighty-two million single-family homes in this country. But how many of them are... #expertanswers #stayinformed www.DanFreshley.com

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Is Wall Street Buying Up All the Homes in America? If you’re thinking about buying a home, you may find yourself interested in the latest real estate headlines so you can have a pulse on all of the things that could impact your decision. If that’s the case, you’ve probably heard mention of investors, and wondered how they’re impacting the housing market right now. That could leave you asking yourself questions like: • How many homes do investors own? • Are institutional investors, like large Wall Street Firms, really buying up so many homes that the average person can’t find one? Let’s start with establishing how many single-family homes (SFHs) there are and what portion of those are rentals owned by investors. According to SFR Investor, which studies the single-family rental market in the United States, there are eighty-two million single-family homes in this country. But how many of them are... #expertanswers #stayinformed www.DanFreshley.com http://dlvr.it/SzWWDT

Is Wall Street Buying Up All the Homes in America? If you’re thinking about buying a home, you may find yourself interested in the latest real estate headlines so you can have a pulse on all of the things that could impact your decision. If that’s the case, you’ve probably heard mention of investors, and wondered how they’re impacting the housing market right now. That could leave you asking yourself questions like: • How many homes do investors own? • Are institutional investors, like large Wall Street Firms, really buying up so many homes that the average person can’t find one? Let’s start with establishing how many single-family homes (SFHs) there are and what portion of those are rentals owned by investors. According to SFR Investor, which studies the single-family rental market in the United States, there are eighty-two million single-family homes in this country. But how many of them are actually rentals? According to data shared in a recent post, sixty-eight million (82.93%) of those homes are owner-occupied – meaning the person who owns the home lives in it. If you subtract that sixty-eight million from the total number of single-family homes (82 million), that leaves just about fourteen million homes left that are single-family rentals (SFRs). So, don’t believe everything you read or hear about institutional investors. They aren’t buying up all the homes and making it impossible for the average person to buy. That’s just not what the numbers show. Institutional investors are actually the smallest piece of the pie chart. If you have other questions about things you’re hearing about the housing market, DM me so you have an expert to give you the context you need. #expertanswers #stayinformed www.DanFreshley.com

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Is Wall Street Buying Up All the Homes in America? If you’re thinking about buying a home, you may find yourself interested in the latest real estate headlines so you can have a pulse on all of the things that could impact your decision. If that’s the case, you’ve probably heard mention of investors, and wondered how they’re impacting the housing market right now. That could leave you asking yourself questions like: • How many homes do investors own? • Are institutional investors, like large Wall Street Firms, really buying up so many homes that the average person can’t find one? Let’s start with establishing how many single-family homes (SFHs) there are and what portion of those are rentals owned by investors. According to SFR Investor, which studies the single-family rental market in the United States, there are eighty-two million single-family homes in this country. But how many of them are actually rentals? According to data shared in a recent post, sixty-eight million (82

#ForBuyers #ForSellers #FirstTimeHomeBuyers #MoveUpBuyers Are The Top 3 Housing Market Questions on Your Mind?: When it comes to what’s happening in the housing market, there’s a lot of confusion going around right now. http://dlvr.it/SzQ9Cr

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ICYMI: #ForBuyers #ForSellers #FirstTimeHomeBuyers #MoveUpBuyers Are The Top 3 Housing Market Questions on Your Mind?: When it comes to what’s happening in the housing market, there’s a lot of confusion going around right now. http://dlvr.it/SzQ9Cr /> http://dlvr.it/SzSltF

Why the Economy Won’t Tank the Housing Market

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If you’re worried about a coming recession, you’re not alone. http://dlvr.it/SzSlVG