Maryland Mortgage Loans

Debating selling your house before the year is over? Keep this in mind. If someone's looking to buy a home this time of year, you can bet they mean business. Buyers in the market toward the year’s end are usually super motivated and ready to make a move. DM me to get your house in front of those driven buyers this season. #buyertraffic #housingdemand www.DanFreshley.com http://dlvr.it/SyNF3G

If you’re ready to buy a home but are having a hard time affording it on your own, or, if you have aging loved ones you need to care for, you might want to consider a multi-generational home. http://dlvr.it/SyKp9b

This morning it’s off to Missoula, Montana, for me to spend some time with the folks at MAMP. (Few states have as many different species of mammals as Montana: nearly 120 out of a total of 490 in the wild in North America.) Going through the airport there were few signs of Halloween, although across the country, lenders’ employees are asking, “Which area of our office has the best leftover Halloween candy, underwriting or accounting? Or perhaps it is near the front desk… a Kit Kat bar after lunch won’t hurt anything!” I bet the folks at NAR could use something sweet: In a case where the appeal was nearly filed before the verdict, the National Association of REALTORS (NAR), Keller Williams, and HomeServices of America were found guilty of conspiring to inflate commissions and ordered to pay damages totaling $1.78 billion, a jury in Missouri ruled Tuesday. Good loan officers and real estate agents are masters at gauging customer psychology and sentiment. But leave it up to the Federal Re

What Are Accessory Dwelling Units and How Can They Benefit You? Maybe you’re in the market for a home and are having a hard time finding the right one that fits your budget. Or perhaps you’re already a homeowner in need of extra income or a place for loved ones. Whether as a potential homebuyer or a homeowner with changing needs, accessory dwelling units, or ADUs for short, may be able to help you reach your goals. What Is an ADU? As AARP says: • “An ADU is a small residence that shares a single-family lot with a larger, primary dwelling.” • “An ADU is an independent, self-contained living space with a kitchen or kitchenette, bathroom and sleeping area.” • “An ADU can be located within, attached to, or detached from the main residence.” The Benefits of ADUs • Living Close by, But Still Separate: According to Freddie Mac: “Having an accessory dwelling unit on an existing property has... #realestate #homeownership #homebuying www.DanFreshley.com http://dlvr.it/SyFMT9

What Are Accessory Dwelling Units and How Can They Benefit You? Maybe you’re in the market for a home and are having a hard time finding the right one that fits your budget. Or perhaps you’re already a homeowner in need of extra income or a place for loved ones. Whether as a potential homebuyer or a homeowner with changing needs, accessory dwelling units, or ADUs for short, may be able to help you reach your goals. What Is an ADU? As AARP says: • “An ADU is a small residence that shares a single-family lot with a larger, primary dwelling.” • “An ADU is an independent, self-contained living space with a kitchen or kitchenette, bathroom and sleeping area.” • “An ADU can be located within, attached to, or detached from the main residence.” The Benefits of ADUs • Living Close by, But Still Separate: According to Freddie Mac: “Having an accessory dwelling unit on an existing property has become a popular way for homeowners to offer independent living space to family members.”

Mortgage application volume moved lower for the third consecutive time during the week ended October 27 , losing another 2.1 percent on a seasonally adjusted basis. The Mortgage Bankers Association (MBA) reported a 3.0 percent decline in its mortgage volume index on an unadjusted basis.     The Refinance Index decreased 4 percent from the previous week and was 12 percent lower than the same week one year ago. The refinance share of mortgage activity dipped to 31.2 percent of total applications from 31.4 percent the previous week. [refiappschart] The seasonally adjusted Purchase Index decreased 1.0 percent and 2.0 percent on an unadjusted basis. Purchase activity was 22 percent lower than during the same week in 2022. [purchaseappschart] “Mortgage applications declined for the third straight week as mortgage rates remained elevated, with all rates around 30 basis points higher than they were a month ago. The 30-year fixed rate dipped slightly to 7.86 percent but remained close to 23-yea

#ForSellers #Demographics What Are Accessory Dwelling Units and How Can They Benefit You?: Maybe you’re in the market for a home and are having a hard time finding the right one that fits your budget. http://dlvr.it/SyDsK0 /> http://dlvr.it/SyDsdW