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Showing posts from August, 2023

Homebuyer, Lead Source, AML, Pre-Qual Appraisal Products; Credit Changes Schedule

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Studies have shown that women who have large backsides live much longer than the men who comment on them. Studies also show that there are three basic groups of people in the United States: homeowners with 3 percent mortgages who don’t want to move, wannabe homeowners who don’t want 8 percent mortgages, and renters who don’t care. A growing number will tell you that the actions of the Federal Reserve have had a huge impact creating those groups, and creating the hiring/firing roller coaster that our industry is on. Although there are exceptions, many lenders have gone, or are quickly heading, back to 2018 or 2019 staffing levels and there’s little use in not being aggressive from a bottom-line perspective, unfortunately. Anyone displaced can post their resume for free here, where potential employers can view them for several months for only $75. (Today’s podcast can be found here and this week’s is sponsored by Black Knight. Black Knight is an award-winning software, data and analytics

Mortgage Applications Rise After Five Week Retreat

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After falling for five straight weeks, mortgage applications finally gained a little ground last week. The Mortgage Bankers Association (MBA) said its seasonally adjusted Market Composite Index, a measure of mortgage loan application volume, increased 2.3 percent during the week ended August 25 and was 1 percent higher before adjustment. The Refinance Index was up 3 percent week-over-week although it still lags August 2022 levels by 28 percent. The refinance share of mortgage activity increased to 30.1 percent of total applications from 29.5 percent the previous week. It was the largest share for refinancing since mid-February. [refiappschart] The seasonally adjusted Purchase Index rose 2 percent and eked out a 0.3 percent gain before adjustment. Purchasing was 27 percent lower than a year earlier. [purchaseappschart] “Mortgage rates were mostly unchanged last week, with the 30-year fixed rate remaining at 7.31 percent – the highest since December 2000. Treasury yields peaked early in

#ForSellers #HousingMarketUpdates #Demographics #SellingMyths Buyer Traffic Is Still Stronger than the Norm: Are you putting off selling your house because you’re worried no one’s buying because of where mortgage rates are? http://dlvr.it/SvN6p0

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#ForSellers #HousingMarketUpdates #Demographics #SellingMyths Buyer Traffic Is Still Stronger than the Norm: Are you putting off selling your house because you’re worried no one’s buying because of where mortgage rates are? http://dlvr.it/SvN6p0 http://dlvr.it/SvN7K4

Buyer Traffic Is Still Stronger than the Norm

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Are you putting off selling your house because you’re worried no one’s buying because of where mortgage rates are? http://dlvr.it/SvN6nm

Why You May Still Want To Sell Your House After All

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Even though you may feel reluctant to sell your house because you don’t want to take on a mortgage rate that’s higher than the one you have now, there’s more to consider. http://dlvr.it/SvKSdn

Even with mortgage rates where they are, a lot of people are still buying homes right now. That’s because, no matter what, people will always have reasons they need to move. If you’re thinking of selling, let’s chat so we can get your house in front of today’s homebuyers. The market is active, and homes are selling. Let’s make yours one of them. #buyerdemand #housingdemand www.DanFreshley.com

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Even with mortgage rates where they are, a lot of people are still buying homes right now. That’s because, no matter what, people will always have reasons they need to move. If you’re thinking of selling, let’s chat so we can get your house in front of today’s homebuyers. The market is active, and homes are selling. Let’s make yours one of them. #buyerdemand #housingdemand www.DanFreshley.com http://dlvr.it/SvF3st

Even with mortgage rates where they are, a lot of people are still buying homes right now. That’s because, no matter what, people will always have reasons they need to move. If you’re thinking of selling, let’s chat so we can get your house in front of today’s homebuyers. The market is active, and homes are selling. Let’s make yours one of them. #buyerdemand #housingdemand www.DanFreshley.com

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Even with mortgage rates where they are, a lot of people are still buying homes right now. That’s because, no matter what, people will always have reasons they need to move. If you’re thinking of selling, let’s chat so we can get your house in front of today’s homebuyers. The market is active, and homes are selling. Let’s make yours one of them. #buyerdemand #housingdemand www.DanFreshley.com http://dlvr.it/SvF3ld

About 11,000 Homes Will Be Sold Today About 11,000 homes will be sold today. The market is active. Let’s connect to sell your house when you’re ready. #housingmarket #sellersmarket www.DanFreshley.com

ICYMI: About 11,000 Homes Will Be Sold Today About 11,000 homes will be sold today. The market is active. Let’s connect to sell your house when you’re ready. #housingmarket #sellersmarket www.DanFreshley.com http://dlvr.it/SvF3hb

Dubai luxury home prices soar by almost 50%, with Tokyo's up 26%. Here's where other cities stand

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Dubai luxury home prices soar by almost 50%, with Tokyo's up 26%. Here's where other cities stand http://dlvr.it/SvCbFY

About 11,000 Homes Will Be Sold Today About 11,000 homes will be sold today. The market is active. Let’s connect to sell your house when you’re ready. #housingmarket #sellersmarket www.DanFreshley.com

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About 11,000 Homes Will Be Sold Today About 11,000 homes will be sold today. The market is active. Let’s connect to sell your house when you’re ready. #housingmarket #sellersmarket www.DanFreshley.com http://dlvr.it/SvCGCy

About 11,000 Homes Will Be Sold Today About 11,000 homes will be sold today. The market is active. Let’s connect to sell your house when you’re ready. #housingmarket #sellersmarket www.DanFreshley.com

About 11,000 Homes Will Be Sold Today About 11,000 homes will be sold today. The market is active. Let’s connect to sell your house when you’re ready. #housingmarket #sellersmarket www.DanFreshley.com http://dlvr.it/SvCG0y

New ActiveCampaign campaign!

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New ActiveCampaign campaign! http://dlvr.it/Sv3mLw

#ForBuyers #ForSellers #FirstTimeHomeBuyers #BuyingMyths Why You Need a True Expert in Today’s Housing Market: The housing market continues to shift and change, and in a fast-moving landscape like we’re in right now, it’s more important than ever to have a trusted real estate agent on your side. http://dlvr.it/Sv3QCn

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#ForBuyers #ForSellers #FirstTimeHomeBuyers #BuyingMyths Why You Need a True Expert in Today’s Housing Market: The housing market continues to shift and change, and in a fast-moving landscape like we’re in right now, it’s more important than ever to have a trusted real estate agent on your side. http://dlvr.it/Sv3QCn http://dlvr.it/Sv3QSH

Why You Need a True Expert in Today’s Housing Market

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The housing market continues to shift and change, and in a fast-moving landscape like we’re in right now, it’s more important than ever to have a trusted real estate agent on your side. http://dlvr.it/Sv3QD5

Chinese property developer Country Garden to be removed from Hang Seng Index on Sept. 4

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Chinese property developer Country Garden to be removed from Hang Seng Index on Sept. 4 http://dlvr.it/StyNqr

#ForBuyers #ForSellers #Pricing #HousingMarketUpdates #BuyingMyths Why Median Home Sales Price Is Confusing Right Now: The National Association of Realtors (NAR) is set to release its most recent Existing Home Sales (EHS) report tomorrow. http://dlvr.it/StxxTv

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#ForBuyers #ForSellers #Pricing #HousingMarketUpdates #BuyingMyths Why Median Home Sales Price Is Confusing Right Now: The National Association of Realtors (NAR) is set to release its most recent Existing Home Sales (EHS) report tomorrow. http://dlvr.it/StxxTv http://dlvr.it/Stxy6G

Why Median Home Sales Price Is Confusing Right Now

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The National Association of Realtors (NAR) is set to release its most recent Existing Home Sales (EHS) report tomorrow. http://dlvr.it/StxxX3

Don’t Expect a Wave of Foreclosures [INFOGRAPHIC] With ongoing high inflation pushing up everyday costs, some people are worried that'll create a flood of foreclosures. Here's why that's unlikely. Fewer people are seriously behind on mortgage payments right now. If foreclosures were going to rise a lot, more people would need to be late on their payments. Since most are paying on time, a wave isn’t coming. If you're concerned about a flood of foreclosures, the data shows that's not likely. #realestate #homeownership #homebuying www.DanFreshley.com

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Don’t Expect a Wave of Foreclosures [INFOGRAPHIC] With ongoing high inflation pushing up everyday costs, some people are worried that'll create a flood of foreclosures. Here's why that's unlikely. Fewer people are seriously behind on mortgage payments right now. If foreclosures were going to rise a lot, more people would need to be late on their payments. Since most are paying on time, a wave isn’t coming. If you're concerned about a flood of foreclosures, the data shows that's not likely. #realestate #homeownership #homebuying www.DanFreshley.com http://dlvr.it/Stw1Kp

Don’t Expect a Wave of Foreclosures [INFOGRAPHIC] With ongoing high inflation pushing up everyday costs, some people are worried that'll create a flood of foreclosures. Here's why that's unlikely. Fewer people are seriously behind on mortgage payments right now. If foreclosures were going to rise a lot, more people would need to be late on their payments. Since most are paying on time, a wave isn’t coming. If you're concerned about a flood of foreclosures, the data shows that's not likely. #realestate #homeownership #homebuying www.DanFreshley.com

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Don’t Expect a Wave of Foreclosures [INFOGRAPHIC] With ongoing high inflation pushing up everyday costs, some people are worried that'll create a flood of foreclosures. Here's why that's unlikely. Fewer people are seriously behind on mortgage payments right now. If foreclosures were going to rise a lot, more people would need to be late on their payments. Since most are paying on time, a wave isn’t coming. If you're concerned about a flood of foreclosures, the data shows that's not likely. #realestate #homeownership #homebuying www.DanFreshley.com http://dlvr.it/Stt4Hg

Don’t Expect a Wave of Foreclosures [INFOGRAPHIC] With ongoing high inflation pushing up everyday costs, some people are worried that'll create a flood of foreclosures. Here's why that's unlikely. Fewer people are seriously behind on mortgage payments right now. If foreclosures were going to rise a lot, more people would need to be late on their payments. Since most are paying on time, a wave isn’t coming. If you're concerned about a flood of foreclosures, the data shows that's not likely. #realestate #homeownership #homebuying www.DanFreshley.com

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Don’t Expect a Wave of Foreclosures [INFOGRAPHIC] With ongoing high inflation pushing up everyday costs, some people are worried that'll create a flood of foreclosures. Here's why that's unlikely. Fewer people are seriously behind on mortgage payments right now. If foreclosures were going to rise a lot, more people would need to be late on their payments. Since most are paying on time, a wave isn’t coming. If you're concerned about a flood of foreclosures, the data shows that's not likely. #realestate #homeownership #homebuying www.DanFreshley.com http://dlvr.it/StqvG3

Don’t Expect a Wave of Foreclosures [INFOGRAPHIC]

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With ongoing high inflation pushing up everyday costs, some people are worried that'll create a flood of foreclosures. Here's why that's unlikely.  http://dlvr.it/StqGsF

People Want Less Expensive Homes – And Builders Are Responding

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In today’s housing market, there are two main affordability challenges impacting buyers: mortgage rates that are higher than they’ve been the past couple of years, and rising home prices caused by low inventory. http://dlvr.it/StmWym

#ForBuyers #ForSellers #Foreclosures #HousingMarketUpdates Don’t Expect a Flood of Foreclosures: The rising cost of just about everything from groceries to gas right now is leading to speculation that more people won’t be able to afford their mortgage payments. http://dlvr.it/Stjv5x

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#ForBuyers #ForSellers #Foreclosures #HousingMarketUpdates Don’t Expect a Flood of Foreclosures: The rising cost of just about everything from groceries to gas right now is leading to speculation that more people won’t be able to afford their mortgage payments. http://dlvr.it/Stjv5x http://dlvr.it/Stjvk9

Don’t Expect a Flood of Foreclosures

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The rising cost of just about everything from groceries to gas right now is leading to speculation that more people won’t be able to afford their mortgage payments. http://dlvr.it/Stjv4v

The Number of Homes for Sale Is Still Very Low

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#ForBuyers #FirstTimeHomeBuyers #BuyingMyths Where Are People Moving Today and Why?: Plenty of people are still moving these days. http://dlvr.it/Stcvht

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#ForBuyers #FirstTimeHomeBuyers #BuyingMyths Where Are People Moving Today and Why?: Plenty of people are still moving these days. http://dlvr.it/Stcvht http://dlvr.it/StcwDk

Where Are People Moving Today and Why?

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Plenty of people are still moving these days. http://dlvr.it/StcvhY

About 11,000 Houses Will Sell Today

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Some homeowners have been waiting for months to put their house on the market because they don’t think people are buying homes right now. http://dlvr.it/StSHSj

#ForBuyers #Foreclosures #FirstTimeHomeBuyers #MoveUpBuyers Four Ways You Can Use Your Home Equity: If you’re a homeowner, odds are your equity has grown significantly over the last few years. http://dlvr.it/StJW2l

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ICYMI: #ForBuyers #Foreclosures #FirstTimeHomeBuyers #MoveUpBuyers Four Ways You Can Use Your Home Equity: If you’re a homeowner, odds are your equity has grown significantly over the last few years. http://dlvr.it/StJW2l http://dlvr.it/StM42r

#ForSellers #HousingMarketUpdates #SellingMyths There's Only Half the Inventory of a Normal Housing Market Today: Wondering if it still makes sense to sell your house right now? http://dlvr.it/StM38d

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#ForSellers #HousingMarketUpdates #SellingMyths There's Only Half the Inventory of a Normal Housing Market Today: Wondering if it still makes sense to sell your house right now? http://dlvr.it/StM38d http://dlvr.it/StM3n7

Homeowners of all income levels are winning big when it comes to building wealth. The difference between the net worth of homeowners and renters is significant at every income level. That’s because owning a home, no matter how much money you make, can help boost your net worth. DM me if you’re ready to start on your journey to homeownership today. #networth #rentvsbuy #buildwealth www.DanFreshley.com

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Homeowners of all income levels are winning big when it comes to building wealth. The difference between the net worth of homeowners and renters is significant at every income level. That’s because owning a home, no matter how much money you make, can help boost your net worth. DM me if you’re ready to start on your journey to homeownership today. #networth #rentvsbuy #buildwealth www.DanFreshley.com http://dlvr.it/StK4Mq

Homeowners of all income levels are winning big when it comes to building wealth. The difference between the net worth of homeowners and renters is significant at every income level. That’s because owning a home, no matter how much money you make, can help boost your net worth. DM me if you’re ready to start on your journey to homeownership today. #networth #rentvsbuy #buildwealth www.DanFreshley.com

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Homeowners of all income levels are winning big when it comes to building wealth. The difference between the net worth of homeowners and renters is significant at every income level. That’s because owning a home, no matter how much money you make, can help boost your net worth. DM me if you’re ready to start on your journey to homeownership today. #networth #rentvsbuy #buildwealth www.DanFreshley.com http://dlvr.it/StK3th
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#ForBuyers #Foreclosures #FirstTimeHomeBuyers #MoveUpBuyers Four Ways You Can Use Your Home Equity: If you’re a homeowner, odds are your equity has grown significantly over the last few years. http://dlvr.it/StJW2l

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#ForBuyers #Foreclosures #FirstTimeHomeBuyers #MoveUpBuyers Four Ways You Can Use Your Home Equity: If you’re a homeowner, odds are your equity has grown significantly over the last few years. http://dlvr.it/StJW2l http://dlvr.it/StJWlk

Four Ways You Can Use Your Home Equity

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If you’re a homeowner, odds are your equity has grown significantly over the last few years. http://dlvr.it/StJW2D

Whether you’re buying or selling, it’s important to stay in-the-know about the housing market. Limited inventory, rising home prices, and homes selling fast are defining the housing market right now. To get insights into what’s happening in our local area and how these trends may affect your plans to buy or sell, let’s chat. #sellersmarket #buyerdemand www.DanFreshley.com

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Whether you’re buying or selling, it’s important to stay in-the-know about the housing market. Limited inventory, rising home prices, and homes selling fast are defining the housing market right now. To get insights into what’s happening in our local area and how these trends may affect your plans to buy or sell, let’s chat. #sellersmarket #buyerdemand www.DanFreshley.com http://dlvr.it/StGm1T

#ForBuyers #InterestRates #MoveUpBuyers #HousingMarketUpdates How Inflation Affects Mortgage Rates: When you read about the housing market in the news, you might see something about a recent decision made by the Federal Reserve (the Fed). http://dlvr.it/St7t3h

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#ForBuyers #InterestRates #MoveUpBuyers #HousingMarketUpdates How Inflation Affects Mortgage Rates: When you read about the housing market in the news, you might see something about a recent decision made by the Federal Reserve (the Fed). http://dlvr.it/St7t3h http://dlvr.it/St7tKT

How Inflation Affects Mortgage Rates

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When you read about the housing market in the news, you might see something about a recent decision made by the Federal Reserve (the Fed). http://dlvr.it/St7t35

How To Know If You’re Ready to Buy a Home

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If you’re trying to decide if you’re ready to buy a home, there’s probably a lot on your mind. http://dlvr.it/St5CC9